Las Vegas Personal Injury Attorney

Dealing with Insurance Companies

Before you speak to an insurance adjuster about your accident, you should consult an experienced personal injury attorney so that you understand your rights and are better able to deal with the tactics of insurance companies.

Insurance companies, like any other business, seek to maximize profits and limit monetary losses. Accordingly, if you are in an accident, insurance companies want to limit the amount of money they have to pay out to compensate you for your accident injuries.

As soon as they are notified of your accident, insurance companies spring to action and attempt to collect evidence that favors the defense. After your accident, insurance company adjusters work to gather information that tends to benefit the negligent driver and minimize the appearance of your damages.

For example, insurance companies may ask you to make a recorded statement. You must be aware that if you give such a statement to an insurance adjuster, this statement may be used to undermine your claim. The insurance company may seek to find supposed inconsistencies in your statement and any future statement you may make, and call your credibility into question.

In particular, an insurance company may call you within days of the accident, and question you about your injuries. If you should fail to report any injuries, and later claim injuries that you failed to report, the insurance company will claim that you are faking or exaggerating your injuries. This is unfair, because some injuries—in particular, whiplash injuries—may not be apparent to the victim within the first few days following an accident injury.

These are just some of the tactics insurance companies engage in. Insurance adjusters and insurance company investigators are paid to minimize your recovery. An experienced injury attorney knows how to deal with insurance companies and protect your injury claim.

Insurance companies have vast resources available to defend against your accident claim. Accordingly, you need a law firm with the resources and skill to litigate your claim aggressively.